Crypto in.
X Money
out.
24/7 OTC infrastructure designed to turn crypto into X Money payouts. One desk, one route, one fee.
*Subject to blockchain confirmation, transaction verification, compliance checks, banking/payment availability, and applicable limits.
Four steps.
No middle layer you can see.
The desk takes one input and produces one output. Everything in between is verification and settlement, and the protocol does it the same way every time.
Enter your X handle
The handle is the destination. It is bound to your session at sign-in and cannot be changed mid-order.
Send the crypto
A deposit address is issued to your session once the settlement window opens. One address, one order.
XDesk settles
The transaction is verified on chain, then converted and settled against the desk's fiat liquidity.
Receive X Money
The payout lands on the handle bound to the order. 95% out, 5% to the burn engine.
Payouts do not wait
for the conversion.
XDesk keeps access to a fiat-funded banking and payment account. Eligible payouts can be funded from that pool while the crypto side settles behind them, subject to verification and operational conditions.
Crypto deposits
Supported assets, confirmed on chain before anything moves.
X Money payouts
Funded from the pool, routed to the handle on the order.
Under thirty minutes
is the target.
The desk aims to complete eligible payouts within 30 minutes of the crypto transaction confirming and the checks clearing. It is a target, not a guaranteed settlement time.
One fee. 5%.
It buys and burns.
Every completed transaction carries a single 5% fee. That fee is intended for market purchases of $XDESK, and those purchases are intended to be burned — subject to law, market conditions and final implementation.
Reducing supply does not guarantee token price appreciation.
$XDESK
The ecosystem token of the desk. No tax on the token itself — the only fee in the system is the 5% the desk charges on a completed transaction.
Real transaction activity.
On-chain token economics.
The loop only turns if people actually use the desk. Volume produces fees, fees produce buybacks, buybacks produce burns, and the supply curve moves one way.
Trust is infrastructure.
Nothing leaves the desk without passing the same checks, every time, in the same order.
Transaction monitoring
Every order is watched from deposit to payout.
Blockchain confirmation
Nothing settles before the network says it is final.
Wallet screening
Source-of-funds checks on the depositing address.
Fraud prevention
Pattern and velocity controls on handles and wallets.
Sanctions screening
Applied where applicable before payout initiation.
Payout verification
The handle on the order is the only destination.
Transaction limits
Per-order and per-session caps enforced at the desk.
Operational risk controls
Liquidity, exposure and window controls on the pool.
Provider requirements
Banking and payment-provider rules sit above all of it.
Build the order.
The desk is session-bound. Quotes are live, but nothing is routed, priced into the pool or submitted without an authenticated session.
Read the full picture.
Settlement mechanics, the liquidity model, token economics and the legal considerations behind the desk.
Everything the desk does,
written down.
Supported assets, order lifecycle, limits, screening policy and the burn mechanics.